|
I just started a new job in the US and I have to choose a health insurance plan during open enrollment. I have never had to navigate this before - back home healthcare was just provided. I have three options: HMO, PPO, and HDHP with HSA. I am generally healthy and rarely see doctors. What do these actually mean in practice? Is the cheapest option always the worst? Any advice from people who have figured out the US health insurance system would be incredibly helpful.
|